Active Management Process (TM)

RLC Safety Net (TM)

Who Holds the Assets

Monthly Reporting Keeps Clients Fully Informed

Many Services Are Included in Our Money Management

Clients Pay a Simple Fee for Our Services

We Specialize in Proprietary Portfolios of Mutual Funds
Because we believe that investing in funds rather than individual securities is the most cost-effective way to minimize risk and maximize gains for most clients, RLC specializes in managing portfolios of mutual funds. As an independent advisory firm, we are free to choose from a vast universe of funds. This allows us to use only the best of the best that meet our portfolios' stated objectives. We have no parent company influencing which funds we buy and receive no commissions or bonuses from those funds we do select. We purchase all mutual funds on a no-load (no commission) basis. Because of the amount of money we manage, we can often invest in excellent "load" funds without paying the load, and in institutional funds that are unavailable to individual investors.

Many Benefits of No-load Mutual Fund Portfolios

Tell Me More About the Portfolio Models

We Do More than Manage Your Money: Wisdom Advice
As part of our total commitment to our clients, RLC's services extend well beyond investment management. We also take time to answer client questions and discuss concerns about any aspect of their financial lives (and often other areas as well). Because we are an independent fee-only money management firm, clients know that our answers to their personal finance questions are based on what is best for them, not what will generate commission for us. We help clients with many issues, including career changes, choosing 401(k) funds, evaluating retirement options, taking over their parents' financial affairs, advising young adult children on wise credit use, and selecting experienced CPAs and estate planners.

Sample our online Wisdom Advice.