Retirement
Retirement: How to Retire Successfully in the New Economy
Are you getting ready to retire? It can be nerve-racking to stand on the edge of retirement and look at the massive changes happening in our economy and wonder how you can have a stable and secure future. How can you create a comfortable life? And a “paycheck”? And the ability to give yourself a regular raise to cope with inflation?
The New Economy Requires New Rules for Investing
Creating a stable retirement requires a stable investment foundation
The US stock market just completed 10 years of lost opportunity for every buy and hold investor. Financial writers are already calling it the “Lost Decade for Investors”.
Few investment advisors were prepared to guide their retired clients through this volatile period. Much of this can be placed at the feet of a belief in asset allocation strategies that were blindly followed – even as the stock market headed lower and lower. In the end, they didn’t have a way to protect the money.
Those who failed the test of this decade had one thing in common: a lack of proper risk controls to avoid large losses. We write more about these failed systems elsewhere on our website – and why we follow a very different path that can allow retirees to invest and live well – with confidence in their future.
You need smarter investment solutions today than ever before. The economy is still going through massive change. Because of this, any investment management approach you use must meet the following criteria.
It Must Eliminate Your Biggest Retirement Dangers
The danger of large losses
Large losses can reduce your standard of living and financial security. Because of this, preventing large losses must be Rule #1. Rule #2 must be never to forget Rule #1. Our systems are designed to balance growth and safety.
The danger of depleting your rollover account completely
It is possible that without a defensive strategy, the losses in your account may endanger your financial security. As you take the very withdrawals you need to live on, you may use up the value of your account. Any investment strategy you choose must guard against depleting your account.
The danger of being overwhelmed and immobilized by the complexity of making ongoing investment decisions
When it’s all said and done, someone has to make investment decisions that can grow your account and keep you from losing your retirement money. Many retirees enjoyed being part-time investors during their lives, but in retirement, the consequences of each decision are far larger. For this reason alone, most retirees fire themselves as in the role of investment manager and hire themselves for the much better role – enjoying retirement!
It Must Capture Your Best Retirement Opportunities
The opportunity to never work again unless you choose to work
You spent a lifetime of working to accumulate your nest egg. You now have the opportunity to never work again unless you choose to work. Any investment strategy must provide a foundation to grow your financial security and expand your choices.
The opportunity to live without financial worry
Few of us go through life without financial worry along the way. Any retirement investments must preserve your opportunity to live (and sleep) with peace of mind – despite the events in the world at large. This is not only possible, but you deserve it. You’ve earned it.
The opportunity to preserve and grow your retirement assets to cope with future inflation
The financial foundation you’ve created can continue to grow. The result should be that you can decide to give yourself a raise in the future to cope with inflation or changing living requirements.
In Short, You Need the Exact Proven Strategy RLC Provides to Retirees
Here is what you get as a client of Rhoads Lucca Capital:
- The exact, proven, successful investment plan and path that brought us safely through the bear market
- A team to take the ongoing burden of investment decisions off your shoulders so that you can enjoy the opportunity being retired brings you
- Protection for your money during tough markets
- Strategies to grow your account in a way you can easily live with over time
- Strategies to keep what you earned, and enjoy a peaceful life along the way
- Regular, understandable statements so you always know what you own, and how much, and your total account value, measured in dollars
- Your account established at a world class custodian – Charles Schwab
- Calculating mandatory IRA withdrawals for you when you turn 70 ½
- Retirement paychecks direct deposited into your bank account – just like when you worked
- A team that has your back during difficult markets
- A relationship that is as close as your telephone
We encourage you to read the Investing FAQs (frequently asked questions) section and then contact us for a Free Review.
Get a Free Review of Your Retirement Choices
For a free review of your retirement choices, fill out the form below and we will contact you by phone to see if working together is a good fit for both of us :